AF CHK2CRD app for iPhone and iPad

AF CHK2CRD with Ingo™ for Advance Financial¹

With the AF CHK2CRD app you can load money from checks to your eligible prepaid or debit card just by taking photos of your check with a smartphone.

Your Money When You Want It

When you load a check, you have a choice: choose the 10-day, no-fee option² to have funds loaded to your card in 10 days, or choose to get your money in minutes by paying 2% (for payroll and government checks) or 5% (for all other checks) with a minimum fee of $6 per transaction. All checks are subject to review for approval.

Enroll and Load

Create an Ingo for Advance Financial account right in the AF CHK2CRD app, and then enroll your eligible prepaid or debit card. Then comes the fun part: getting your money. Take a photo of the front and back of your check to send it to Ingo for review. If your check is approved, it will be loaded directly onto your card.

There’s Lots to Love

Whether it’s a paycheck or a personal check, if it’s more than $5 and less than $2,500, endorsed by you, and approved for funding, you’re in the money. Once your card is funded, it’s your money to use as you wish – no take backs.



¹ The Ingo for Advance Financial service is provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions and Privacy Policy. Approval usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Fees apply for approved Money in Minutes transactions funded to your card. Unapproved checks will not be funded to your card. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card. See your Cardholder Agreement for details.


² While this feature is available at no charge, your wireless carrier may charge a fee for messaging or data and certain other transaction fees and costs, terms and conditions are associated with the use of your card. See your Cardholder Agreement for more details.
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